A campground is two businesses in one: a piece of real estate and a nightly-rate hospitality operation. That combination is what makes it financeable — the land and the pads are collateral, and the nightly revenue services the debt. It is also what makes it hard to finance, because the lender has to underwrite both at once, and most banks underwrite neither.
The numbers behind the niche are unusually clean. ParkVestor, which lists the parks for sale, counted 430 active RV park and campground listings in November 2026, with a median asking price of $1.5 million and a median price per site of $55,000. BizBuySell's analysis of 24 campgrounds and RV parks for sale put the median asking price at $1,490,000, against median reported revenue of $385,674 and median seller's discretionary earnings of $143,167. These are seven-figure transactions with six-figure cash flows — and 91 percent of the parks on ParkVestor are priced at or under $5 million, which is the SBA 7(a) loan limit.
That last fact is the whole story. The SBA 7(a) program will lend up to $5 million for a campground acquisition, with terms up to 25 years on real estate, and the overwhelming majority of parks for sale fit inside that limit. The financing exists. What does not exist in abundance is the lender who knows the product: the transient test that decides whether a park qualifies, the difference between a nightly site and a long-term pad, the way a park's value sits in its sites rather than its buildings. Live Oak Bank, the largest SBA lender to the niche, made about 37 percent of all SBA dollars lent to RV parks and campgrounds in 2025. One bank, more than a third of the market. That is a niche with room for exactly one more name at the front of it.
Exact, and built for a reachable buyer pool. The buyers are nameable: the twenty to forty specialist SBA and alternative lenders who fund park deals, the brokerages that list them, and the operators buying their second and third parks. They all search the same two words. This domain is those two words, in order, with nothing added.
