Last updated: November 9, 2026
RV park and campground financing, demand, and deal pricing, by the numbers
RV park listings and asking prices, SBA 7(a) and 504 loan terms, specialist lender volumes, camping demand, RV shipments, and industry revenue — from published sources.
Three different kinds of number sit behind this name, and they must not be mixed. The first kind measures demand: the households camping and the RVs being shipped, which decide how many sites are needed. The second kind measures the deal: what a park costs to buy and what it earns, which decides whether the loan can be repaid. The third kind measures the loan: the SBA programs and the specialist lenders who actually fund these purchases. The first kind tells a reader how durable the customer base is. The second tells a reader what each unit of it costs. The third tells a reader who writes the check.
What the latest numbers show is a market where the financing fits the deal: 91 percent of the RV parks for sale are priced at or under the $5 million SBA 7(a) limit, the median asking price is $1.5 million against median earnings of about $143,000, and more than 52 million households camped in 2025 — while the lenders who understand this product remain few enough to count on two hands.
The figures
| Figure | Value | Trend vs prior period | Source |
|---|---|---|---|
| Active RV parks and campgrounds for sale | 430 listings | ● Baseline Data from 430 active listings on ParkVestor, updated November 8, 2026; asking prices, not sale prices | ParkVestor, RV Park Financing: SBA, Bank and Seller Loans |
| Median asking price, RV parks and campgrounds for sale | $1.5 million | ● Baseline 402 listings with a price; asking prices, not sale prices | ParkVestor, RV Park Financing: SBA, Bank and Seller Loans |
| Median price per site | $55,000 | ● Baseline Based on 141 listings with site counts | ParkVestor, RV Park Financing: SBA, Bank and Seller Loans |
| Listings priced at or under $5 million (the SBA 7(a) limit) | 91% | ● Baseline Share of listings with an asking price at or under $5 million | ParkVestor, RV Park Financing: SBA, Bank and Seller Loans |
| Campgrounds and RV parks analyzed (BizBuySell) | 24 businesses; median asking price $1,490,000 | ● Baseline Lower quartile $935,000; upper quartile $2,925,000 | BizBuySell, Campgrounds and RV Parks For Sale |
| Median reported revenue, campgrounds and RV parks for sale | $385,674 | ● Baseline Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings | BizBuySell, Campgrounds and RV Parks For Sale |
| Median seller's discretionary earnings | $143,167 | ● Baseline Includes the owner's salary and other financial benefits | BizBuySell, Campgrounds and RV Parks For Sale |
| Revenue multiple, campgrounds and RV parks | Median 5.54 (range 3.99–7.86) | ● Baseline Derived from asking price, revenue, and seller's discretionary earnings of listed businesses | BizBuySell, Campgrounds and RV Parks For Sale |
| SBA 7(a) loan program | Up to $5 million per loan; up to 25 years for real estate, 10 years for equipment and working capital; minimum 10% down; debt-service coverage ratio of at least 1.25x | ● Baseline Transient test: a park is eligible if more than 50% of prior-year revenue came from stays of 30 days or less (SOP 50 10 8.1, effective October 1, 2026) | U.S. Small Business Administration, 7(a) loan program; SOP 50 10 8.1 |
| SBA 504 loan program | Up to $5 million ($5.5 million for some projects); fixed assets only, no goodwill; combined 7(a) + 504 financing up to $10 million | ● Baseline Combined $10 million ceiling per SBA announcement of July 7, 2026 (Policy Notice 5000-879058) | U.S. Small Business Administration, 504 loan program; Policy Notice 5000-879058 |
| Live Oak Bank, SBA lending to RV parks and campgrounds, 2025 | Largest SBA lender to the niche — about 37% of all SBA dollars to RV parks and campgrounds in 2025, about $33.4 million across 13 loans | ● Baseline Dedicated RV park team; combination financing pairs 7(a) up to $5 million with a conventional loan; financing from $500,000; SBA Preferred Lender; minimum FICO 680 | Live Oak Bank, RV Park Loans; RV Park Lending (Live Oak Bank) |
| CCFBank campground loan portfolio | $151 million outstanding; 70 loans; average loan size $2.2 million; weighted average loan-to-value 48%; 0.00% net charge-offs; 0.00% criticized | ● Baseline As of March 31, 2026 (Q1 2026 earnings supplement, Citizens Community Bancorp); national outdoor-hospitality lender, loans $3 million–$10 million, up to 70% | CCFBank, Outdoor Hospitality Lending |
| North American households that camped, 2025 | More than 52 million | ▲ Up Exceeding pre-pandemic participation levels; 12th annual report, based on 4,088 household surveys | KOA, 2026 Camping & Outdoor Hospitality Report (press release, April 14, 2026) |
| Local spending by campers, 2025 | About $66 billion | ▲ Up Up more than $5 billion from 2024; average daily expenditure per person, excluding accommodations, over $200 in 2025 | KOA, 2026 Camping & Outdoor Hospitality Report (press release, April 14, 2026) |
| Households that went RV camping, 2025 | 9.9 million | ▼ Down Prior: 9.98 million in 2024; peak 15.2 million in 2022 | KOA, 2026 Camping & Outdoor Hospitality Report |
| RV wholesale shipments, 2025 | 342,220 units | ▲ Up Up 2.5% from 333,733 in 2024; record 600,240 in 2021; towables 306,191 (up 2.5%), motorhomes 36,029 (up 3.3%) | RV Industry Association, RV Shipments End 2025 with 342,220 Units |
| RV shipments, 2026 outlook | About 290,000 units forecast for 2026, down about 15% | ▼ Down RV RoadSigns fall forecast, October 16, 2026; through July 2026, wholesale shipments were down 13.9% year over year | RV Industry Association, shipment reports and RV RoadSigns forecast |
| U.S. households that own an RV | 8.1 million | ● Baseline Survey-based estimate; RV industry total economic impact $159 billion and 643,238 jobs (2026 RVs Move America study) | RV Industry Association |
| Campgrounds & RV Parks industry revenue, United States, 2026 | $11.2 billion | ▲ Up Growth 0.87% in 2026; 16,992 businesses; revenue grew at a 2.9% compound annual rate between 2021 and 2026 | IBISWorld, Campgrounds & RV Parks in the US (NAICS 72121) |
| RV park capitalization rates | Typically 8–12% | ● Baseline Industry-typical range for RV park assets | ParkVestor, RV Park Financing: SBA, Bank and Seller Loans |
| Crestmont Capital, RV park business loans | SBA 7(a) up to $5 million, terms to 25 years; conventional term loans $50,000 to several million, 3–10 years; alternative funds in 24–72 hours after approval | ● Baseline Alternative funding is faster and more expensive than SBA or conventional term debt | Crestmont Capital, RV Park Business Loans |
How to read these numbers
Included: ParkVestor listing counts and asking prices as of November 8, 2026; BizBuySell's analysis of 24 campgrounds and RV parks for sale; SBA 7(a) and 504 program terms and the combined $10 million ceiling; Live Oak Bank and CCFBank lending volumes and portfolio figures as published; KOA's 2026 Camping & Outdoor Hospitality Report figures for 2025; RVIA wholesale shipment figures for 2025 and the 2026 forecast; IBISWorld's 2026 industry revenue for campgrounds and RV parks; and ParkVestor's cap-rate range and Crestmont Capital's loan terms. Excluded: any sale-price claim for a park, since the listing sources report asking prices; any single industry-revenue headline presented without its scope; and any lender rate presented as a quote, since rates move and are set per borrower.
Asking prices are the seller's opening position, not what a park sold for — ParkVestor and BizBuySell both report asking prices, and the two medians ($1.5 million and $1,490,000) agree closely enough to trust the shape of the market. SBA program limits are maximums, not approvals; a borrower still has to pass underwriting, including the transient test and the debt-service coverage requirement. Forecasts are labeled as forecasts, not actuals. IBISWorld's $11.2 billion covers a broad universe of about 17,000 businesses, including non-employer operators; narrower counts of employer establishments are smaller, so the scope is stated wherever it matters.
Disclaimer: Figures on this page are aggregated public estimates assembled for information only. They are not investment advice, legal advice, or a professional opinion on any specific case, project, or purchase. Original reporting and the underlying surveys remain the work of the sources linked above; this page summarizes their published figures with attribution and adds no proprietary dataset.
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Changelog
- November 9, 2026: Initial edition — ParkVestor listing and pricing figures, BizBuySell deal analysis, SBA 7(a) and 504 terms, Live Oak Bank and CCFBank lending figures, KOA 2026 demand figures, RVIA 2025 shipments and 2026 forecast, IBISWorld 2026 industry revenue, and Crestmont Capital loan terms established.